Our single-premium policy has been developed for investors looking for a medium to long-term investment with SEK 200,000 or more available to invest.

The Privilege Structured Bond is available in two versions:

• Capital assurance
• Company and Private Pension

Key features
Legal form	Life assurance	Company and Private Pension
Duration	Whole of life	- Until the end date of pension payments specified - Until the death of the assured life if earlier, or if the assured life has specified one or more beneficiaries then until the death of all surviving beneficiaries
Currency	SEK	SEK
Investments	- minimum inital of SEK 200,000 - additional premium of SEK 10,000	- minimum inital of SEK 200,000 - additional premium of SEK 10,000
Types of funds	- 85% structured bonds - 15% other funds, listed in policy	- 85% structured bonds - 15% other funds, listed in policy
Fund switching	Yes, subject to restrictions for structured bonds	Yes, subject to restrictions for structured bonds
Availability of your investment	Regular withdrawals and partial-full surrenders possible, but subject to charges	Pension policies may NOT be encashed
Death / life/pension benefits	Life cover of 101% of the value of units held under the policy	Pension benefit: After a specified retirement date (usually at age 65) the policy provides a pension benefit which is paid monthly or annually by cancelling units in the mutual fund(s) held by the assured life at the time. Death benefit: In the case of death of the assured life prior to the termination of the policy, the company will continue to pay or begin paying the death benefit payments to the designated beneficiaries.